Marcus by Goldman Sachs: the alternatives compared

Compare Marcus by Goldman Sachs with 2 alternatives — price, trust and what each is best for. An evidence-backed second opinion before you buy.

Marcus by Goldman SachsYour check

Marcus by Goldman Sachs is a legitimate, FDIC-insured online bank known for competitive savings and CD rates. While it is a safe institution, it is a limited-service platform without checking, ATM, or mobile check deposit capabilities. Potential users should be aware of numerous consumer complaints regarding account lockouts and poor customer service experiences, which may make other full-service online banks a better choice for those needing more frequent access to their funds.

Ally Bank

Offers a similar high-yield savings environment but with more robust full-service banking features like potential for check deposits or ATM access.

No monthly fees, no minimum balance requirements.Not yet checked
Capital One 360

Provides a more comprehensive banking experience, including checking accounts and physical locations in some areas, while maintaining competitive rates.

No monthly fees, no minimum balance requirements.Not yet checked

Alternatives are suggestions from public sources; prices are approximate. How we score →